This article will guide you through the simple steps about how to open a PC Money Account in Canada as and when required.
Managing finances is an essential aspect of our daily lives, and having a reliable banking solution is crucial. PC Money Account, offered by President’s Choice Financial, provides a convenient and efficient way to handle your finances.

Prerequisites to open a PC Money account
Here are the prerequisites to open a PCMoney Account
- Be a resident of Canada.
- Be at least 16 years old.
- Have a valid email address.
- Have a valid Social Insurance Number (SIN).
You can also open a PC Money™ Account if you are a permanent resident of Canada, but you will need to provide additional documentation to verify your status.
How to Open a PC Money Account
You can register a PC Money Account using PC Money online services, which is discussed below.
Follow the below process for opening a PC Money Account
- Go to the Official PC Money Account by opening website secure.pcfinancial.ca/
- Click on Yes, I have a card option if you have a card
- Tap on “No, I am brand new” if you are completely new to it
- Assuming you are completely new to it
- Click on ‘Get started’
- You will need to fill in some information like Personal information, Contact information, Address, Employment status, Residential information, Account usage.
- Follow the on-screen instructions for registering the PC Money Account.
Also Read: PC Financial and PC Financial MasterCard Login Process
Can I open a joint PC Money Account
Yes, you can open a joint PCMoney Account with a spouse, partner, or other trusted individual. Both account holders will have equal access to the account and will be able to make transactions, such as deposits, withdrawals, and bill payments.
Can I open a PC Money Account without SIN?
Yes, you can open a PCMoney Account without a SIN in Canada. However, providing your SIN can help speed up the process. If you don’t have a SIN, you’ll need to provide other information, such as your occupation or employment status.
Can I earn rewards with a PC Money Account
- Yes, you can earn rewards with a PC Money Account.
- You will earn 10 PC Optimum points for every $1 you spend on purchases at participating stores, and 5 points on every $1 everywhere else you shop.
- You can also earn bonus points for certain activities, such as setting up direct deposit or making a referral.
Benefits of Opening a PC Money account
There are many benefits to opening a PC Money account. Some of the benefits include:
- No monthly fees
- No minimum balance requirement
- Free Interac e-Transfers
- Free ATM withdrawals at all PC Financial ATM and most other ATM in Canada
- The ability to earn PC Optimum points on everyday purchases